Q & A of 2014 IBPS Clerk 3 Interview

Q & A of 2014 IBPS Clerk 3 Interview

Name : Rotte Gopichand

Qualification : B.Tech

Interview Venue : Andra Bank Zonal Office, Vijayawada

Time : Morning 8.30am

Before certificate verification they gave us a white paper and asked us to write a general essay in local language (any topic, to prove that read and write in local language).

My Interview was held in Local Language (Telugu)

3 men and 1 woman in panel 3

I wished good morning madam, good morning sirs. They said very good morning and take your seat.

M1 : What is your family background?
Me : My parents are govt employees sir

m1 : what is your qualification?
Me : B.Tech in GIET Rajahmundry sir
m1 : what is your persentsge?
Me : 67.5 sir
m1 : in giet college campus recriutment is there.Have you participatd ?
Me : i did not clear written exam in campus recriutment drive
m1 : is there any backlogs in your b tech?
Me : no sir i competed in regular in 4 years.
M1 : what are you doing after your graduation?
Me : with my father advice i prepare for bank exams sir
m1 : what do you know about banking system?
Me : bankig system needed to expand in rural areas because aadhar linkage with bank account is needed in govt plans.

M1 : what are different kinds of banks in India?
Me : public, private, foreign, rural, co operative sir
m1 : how many public sector banks are there?
Me : 27(i am not sure)

m1 : what is difference between public sector and private sector banks?
Me : share capital in public sector banks 51% and private sector banks managed by private people.

M1 : what is recent news on rbi?
Me : i told wrong rates are increased by 25%. And clr slr no change.
M1 : not 25%,o.25%.
M1 : given chance to other interviewers.

M2 : Who is RBI Governor?
Me : Mr Raghuram Govind Rajan sir

M2 : What is CRR? SLR?
Me : CRR means minimum amount of banks kept with rbi slr mens to satisfy demand deposits 23% of total deposits is kept under reserve sir

m2 : what are demand deposits?
Me : i did not recollect at that time. They asked me to try to give some nearest answer...
Me : savings accounts and current accounts sir

w : why only aadhar link to bank account other than voter pan card ?
Me : it is unique and ads security features because is technology based biometric system(she asked for me on gas cylinder issue but i did not catch it)
w : again why only aadhar?
Me : sorry madam

m2 : how much is a gas cylinder?
Me : 1350 and govt gives money to directly to bank accounts sir.

M3 : what govt giving to people on gas cylinder to AADHAR linked accounts?
Me : subsidy sir
m2 : good,that is madam asking about aadhar and gas cylinder matter.

M1 : ok you can leave now.

Me thank you madam ,thank you sirs

I was poor in English. I want to thank Jesus, he creates miracle in my life and helped me to qualify IBPS Clerks III. Wish you all the best friends.