2014 Feb 14 (Morning) Interview Review of Clerks III at Indore (MP)

2014 Feb 14 (Morning Shift) Interview Experience of Clerks 3 at Indore (MP)

Name : Abhijeet Soni

Qualification : BE in ECE (2012)

Interview : Feb 14, 8:30 AM at INDORE (MP)

IBPS Score : 112, Cut-off 107 (OBC)

I was first to reach at my centre, so my verification finished soon and i was called at number 3.
I entered the room n greeted them all, there were 1 lady & 3 gentlemen (F1, M1, M2, M3). M2 offered me seat n I thanked. M3 Confirmed my name n asked about my residing place.
M3: What your father do?
-I answered.

M3: What is your father’s income n your score.

-Told them.

M3: Who is your role model n why?
-I told him about my father n gave some good reasons as it is easy to explain about your father (coz they don’t know him n think everything is true what we tell them)
But he proved his smartness n asked don’t you admire any great personality?
-I told “I admire my father but sometimes I agree with Gandhi ji’s philosophy.”

M3: Why?
-I told about his favour of non violent protest which is a 100% successful n some more ideologies. He agreed.

M2: Who is the Collector of your district, then SP n then MP.
-Answered all right.. n cleared doubt of M3 about MP as our district is newest one in Madhya Pradesh.

M3: Why your place is declared as district?
-Answered satisfactory.

M2: Do you think these types of declarations n status change results in any development?
-I told yes n explained the development we had in our district.

M2: Don’t you think the rate of development we have in present is nothing when compared with before independence, what are your views, were they more honest, or their working is better?
-I agreed with them that the development rate n work style was better. I told that they were focused on their ethics rather than personal interest. He smiled n said good. And offer others to interview me.
They were confused that who will ask n finally lady asked. She asked me a commerce term n I denied to know answer.

L1: What is NPA?
-Answered

L1: What is the recent policy which RBI has launched to reduce NPA?
-I forgot n said sorry.

L1: How NPA are formed?
-Told about Bad loans n blah blah.

L1: What is Financial Inclusion?
-To Provide Banking facility to unbanked n financially incapable people.

L1: What is No Frills?
-Answered

L1: Which is our national song n national anthem? What are the rules for singing it?
-By mistake I answered song as anthem & anthem as song.. but corrected at the same time. In told rule of singing it. She agreed n offer other to interview.

M1: What will you do for poor people in bank?
-I told to help n try to make them comfortable. Many illiterate hesitate to go bank as they are scolded by personals.

M1: If you get posted in any urban area near you town n your most of the time spent in travelling, then how will you interact with them?
-I answered about meeting people in bus n in my locality n help them.

M1: What if we will post you in Gwalior or anywhere so far?
-“I will be more comfortable to work there as being in local place we are gifted with family duties. No growth is there in local place.” He smiled n cracked joke that I think your health is growing at home (as I m lil healthy). I smiled n cracked a repartee “sir it’s not health gain but it is mother’s love, health loss n weight gain.” And they all burst out in laughs.

M3: Did not you have any campus recruitment?
-I told about my disinterest in IT, less marks for core field n TPO resigning tragedy during peak recruitment time.
He was little confused then again I cleared to him.

M3: So you could get the job in IT if provided with opportunity?
-Yes sir, I might get the job.

M3: Did not you try for off campuses?
-I told about my developed interest in banking n my source of inspiration to try for banking.

M2: Why you have done engineering then? You cud go for commerce. How will you utilize your skills in bank?
-I told that when I opt for engineering I was focused on it but its end was tragic. Then I focused over banking as my father praises it a lot. He has been selected in five banks n worked in two but left coz of circumstances, I like this profession now and will love it. And as I m a Maths student, I can work in bank.

M3: Do you think Recession is a chief factor of your unemployment?
-Of course sir, it has affected many IT jobs but as I decided to enter in banking job that is why I m here. He seemed satisfied.

M1 was observing me through out, n finally he questioned me.
M1: What is recession?
-Told about lending loans to sub-prime costumers, higher liquidity in market, lesser demand and high unemployment.

M1: What are your views about corruption? Is it possible in bank?
-I don’t have any idea of it at higher levels. But a bank manager may take bribe for passing a loan. So it is possible but not easy to hide. He said “good”.

M1: What are your interest and hobbies?
-“Sir I like cooking and crafting.”
He said “Crafting.!”, its interesting. “What you do in crafting”?
-Sir I make best out of waste and I Explained.

M2: Do you know about any museum in India of waste materials?
-I denied.

M1: Definition of banking.
-Told a simple definition n was explaining more but he interrupted and said “Its ok, good”.

M1: What will you do in bank if posted in rural branch.
-I started but he interrupted me n he himself told that “In urban area we are very much developed but the present need is to expand banking in untouched areas, we need to make illiterate n poor people aware of banking n its benefits.”
-I said “Yes sir”.

M3: Thanked me and permitted to leave.
-I thanked n came out.

My interview lasted for more than 25 minutes. I tried to remind every question they asked but still much is left. It was more like a Talk Show rather than an Interview. Whole panel is so decent and friendly n listen me carefully.

I will suggest you to be true in every case fake excuse are easily detectable. All the very best to dear friends.