Questions Asked in IBPS PO III Interviews 2014

Questions Asked in IBPS PO III Interviews 2014

NAME : BALA

INTERVIEW DATE : 2ND JAN 2013

EDUCATION : MBA(HR)

PANEL : 8

VENUE : ANDHRA BANK,  GACHIBOWLI

Certificate verification was completed by 11.30 and my interview was held at 2pm. There are 4 memebers in the panel, all of them were above 50 age. all the members of panel were coperative and friendly

I wished them after entering and they offered me to sit.


panel: tell me about yourself
me: i said about my educational qlfctn my family details and my goal


panel : what is bank?
me: i said, bank is a financial institution which accepts deposits from public and provide loans to individuals and business who need

panel: what is 360 degree appraisal?( as HR is my specialisation)
me: appraisal through superiors, subordinates, peers and colleagues.
I think he was not satisfied with my answers.. he explained sumthing about it..

panel: what are the activities of hr?
me: recrutment, selectiopn,induction,performanceappraisal, payrollmanagent etc..

panel: what is subprime lending?
me:  providing loans to individuals having poor credit history

panel: recently which country faced it
me:  i dont have idea sir

panel: do u have an account? which type of account you have?
me: yes, savings account

panel: what percentage of interest they are providing on savings account? what are other types of account?
me: 4%. current account, fixed deposit, recurring deposit

panel: nomination facility is provided to which banking products?
me: savings, recurring,fixed...and i dont have idea about current account

panel:what is repo rate?
me: it is the rate at which commercial banks borrow money from rbi

panel: what is the rate at which rbi borrows money from commercial banks?
me: reverse repo rate

panel: what is mortigage loan?
me: its is the loan provided on immovable assets

panel : name 3 women heads of any organisation
me: arundhatibhattacharya, usha ananthasubramanyam, poonam khetrapal

panel: name 5 women sports players from andhrapradesh?
me: i said only pv sindhu and couldnt answer another 4 names..

panel: what are your interests?
me: listening music and browsing net

panel: who is your fav singer
me : sp balu

panel: ok you can leave now
me: thank you sir..it was pleasure for me to have useful interview with you..thank you so much.

all the four members laughed

panel..so u enjoyed our interview
me: yes sir..

panel: so will you give marks to our interview (he laughed while asking this question)
me: sure sir. I smiled.

panel: ok thank you


My Analysis :  The overall interview was good. Don't know how i did but  hoping for the best


My Suggestions :  I suggest all the people to be confident.. if you don't know answer to any questions then say openly that I don't have idea sir instead of saying wrong answers.  Mostly they are observing the confidence levels of the people and basic knowledge on banking.. So be cool and answer confidently... All the best :)