Clear Description Of IBPS PO 3 Interview 2014
Name : Anurag Kumar
Education : B.Tech Ele Engg
Marks : 68
Category : OBC NCL
Interview Date : 05.01.2014
Venue : Union Bank of India, Bhubaneswar
I arrived at 8.00 am, the verification process started at 8.30, Those whose verification was completed nearly 9.00 am went for interview.
My turn came at 12.45pm!!
I went and bid "GOOD AFTERNOON SIRs"
There were 4 members M1,M2,M3,M4 in there late 50s.
They asked me to sit down and be at ease.
M1: So Anurag, where r u from?
Me: Basically I am from Darbhanga, Bihar.
M3: So You r from Bihar! How come you get to Bhubaneswar.
Me: For Persuing My.......Cut down before completing my sentence.
M2: Yes, Yes for doing your B.tech.. From Which District??
Me: XYZ.(for viewers, its a naxal affected area)
M1: Oh God!!! Why did you get there???
Me: Looking at the colleges record & Age.
M3: Koi baat nahi beta, ab to paas out ho gye, ab kahe ka sochna. Achha abhi aap kaha rahte ho???
Me: I have been living in Bhubaneswar for the past 2 years.
M1: and Why?
Me: Sir bcoz my brother........... Again CUT DOWN in before completing..
M2: Arre aapke bhai kahi bhi rahte ho iss se aapko kya lena dena???
Me: Sir, he is employed in Railways, too from technical field and preparing for UPSC, So I thought He'll be a better Elderly Guidance for preparing any general comp exam.
M2: Oh, To aap unke saath hi rahte ho.. Gud.. M4 please ask your question.
.M4 who hasn't asked a single question yet..
M4: What is Quick Silver?
Me: Sorry sir, I am not sure about it.
M4: What is WATT?
Me: It is the unit of POWER. V * I.
M1: Achha aap ye batao ki Aap Banking Sector ko kya de sakte ho? Since you r from a technical field?
Me: Sir, Bahut saari aisi qualities hai jo ek engineer me develop ho jati hain, while doing his b.tech........ CUT DOWN AGAIN
M3:Like?
Me: Line INNOVATIVE Thinking, Resoursefulness............CUT DOwn again before Completing.
M3: Detail me samjhaiye... Koi jaldi nahi hai hume.
Me: Sir jaise hume sikhaya jata hai ki same resourse ko use karke maximum output kaise de, and consuming lees time....... And also I am a Quick Learner...... Again Not allowed to complete the sentence.... :(
M2: Uski Chinta aap nahi lijiye, Ye jo aap Resource & Innovation jaisi baate kar rahe ho ye hum Commerce wale ko bhi sikha dete hain. Tell us how Could you be Useful to Us?
Me: As I already said, I have a technical mindset and As I am from a Core Technical field and we are seeing a lot of BAD LOANS in Banking sector...... CrossQuestioned again before I Completed my sentence..
M1: Don't say that. Aap jo bol rahe ho na ki You'll help us at the office finding whether a loan is good to give or Not... Uske liye bhi humare paas already Technical staff hain...... Aur aapko kya lagta hai ki Commerce stream wale jo Din Raat 3 saal Banking padhte hain aap Unse better Banking jante ho???
Me: No sir,maine ye nahi bola, But I think Jitni banking knowledge ki mujhe jarurat hogi wo 2 saal ke probation period me mujhe sikha hi diya jayega.. And I am A Good Learner so mujhe Koi problem bhi nahi hogi aur main jaldi seekh bhi jaunga.
M3: O.k. tell us what is a bank??
Me: Bank is a financial intermediary which........CROSSED Again
M2: Wo to sabhi jaante hain, kuch aur bataiye??? Ye kis group me aata hai???
Me: It comes in Public sector.
M3:No....Try something else
Me:Sorry sir, But I didn't get your point.
M3: arre baba, GDP jante ho ki nahi?
Me: Yes sir, Its Gross Domestic.........Its Gross Domestic Product.
M1: Aur wo kya hota hai
Me: Ye Hamare economic strength ka meter hai sir, jo ki total product from various sector ko mila ke bataya jata hai.
M1: LOOKING at me.......... Padhe ho ya yun hi Bana rahe ho??
Me: Padha hoon sir??
M1: Aap Technical waale na, Tangential bahut baaghte ho,, Come to the point.
Me; I am extremely sorry but I couldn't recollect more than this.
M3: GDP is the total of products and services from different sector... So banking comes In SERVICE SECTOR.....
(W.T.F was it going to prove, Service sector? not Financial sector? Seriously???)
M2: So tell us any organisation which is not banking???
Me: N.B.F.C...M3: Very good, Any other?
Me: Co operative societies. M3: No it is also banking.. any other
Me: Development banks...
M2: Koi baat nahi ek to bataya na..Now tell me what is the BANKING PERSONELL Problem?
Me: Sorry, but I couldn't get what you r asking?
M3: Financial Inclusion samajhte ho??
Yes sir
M3:Kya samajhte ho?
Sir to spread banking more aggresively in un banked areas.
M2:Good, and what are we doing to acheive it?
Me: a lot of steps have been taken, like in recent news we heard about Ms.Chanda kochar giving 9000 tabs to employees to make door to door banking possible, also Banking on Wheels is effective.. RRBs.............CUT again.....
M1: You are not going to work in a Chanda Kochar bank. Do you?? Aapko ek rural area me posting di jayegi jaha aap Data Entry karte paaye jayenge.. Aapko ye pata hai na.
Me: Jarur sir, Bank jobs has its Versatilities....I will be happy to do that.
M3: So tell us. RBI GOVERNOR....Has given a speech of 26th dec.. what was he concerned about., some points one or two?
Me: Sir he has raised concerns on Not upto the mark development of Mobile and internet banki.........
M3: Ye to jara sa point hua ye tension ka subject nahi hai......
I was so exhausted by this Ragging that i Said:
Me: Sorry sir:
M1: News paper padhte ho na?
Me yes sir, padhta hoon, Padha bhi hai ye news but Main abhi frame nahi kar paa raha ho kuch points.
M2: Kaun sa book follow karte ho?
Sir, I read Arihant.
M2: Hindi me mat padho.
Sir, english me hi padhta hoon.
M2:But You are not able to converse in english properly.....
I thought, now when did it happened in the world???
Me: Sir, I speak english very well, It is just that I have not been speaking it for last 4 years as in my college...
M3: What in your college? Do they teach in ODIYA?
Me: No sir, they teach in Hindi+English+Odiya. & even there Hindi and English is having Odiya tone in it.
Then there were questions on BIHAR, DARBHANGA, My Locality i.e MAITHILY.etc.....
All: O.K. All the best for your future..
Overall It was TOTALLY EXHAUSTING... They all were asking Questions All of a Sudden. While I was answering One of there questions, rest changed the previous one and again asked Other Questions, All athe the same time....... I think they were looking how Fragile we are in those situations..
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