Interview Experience Shared By Candidate Of 2014 IBPS PO 3

Interview Experience Shared By Candidate Of 2014 IBPS PO 3

Hi friends, my name is Balaji. My IBPS PO Score is 74. I attended IBPS PO Interview on 11.01.2014 at Andhra Bank,saifabad, Hyderabad. Here is my Interview Experience.

By the time i reached there documents verification started. they called my name at 9.25 for documents verification. it took just 10 minutes. Around 10'o clock they send me and some other guys for interview
my turn came at 11.30a.m
in interview panel there were 3 men and 1 lady
m1,m2,m3 and mam
most of my interview questions were asked by mam and m1
m1: so u r balaji, done ur b.sc and then m.b.a. MBA in ?
me: hr
m1: u have done ur mba in 2008, wat have been doing all these years(expeced question)
me:sir, i have worked as hr executive in xx company for two and half years ,later resigned and started preparing for competitive exams
mam: when did u resign
me:in 2010 october
mam: what are ur stengths
me:mam,i m optimistic, hardworking and am a fast learner
mam:what r ur weaknesses
me:(dont know wat to say becz many r there) maaam...sensitiveness,
mam: what r ur hobbies
me; painting, teaching and practising yoga
m1:what did u prepare for interview
me:sir, some banking terminology and current affairs
m1:how do banks make profits?
me: sir, banks take deposits at low interest rates and lend money at high interst rate,thereby they make profits
m1:what is the present interest rate on deposits
me: sir, 8-9%
m1: waht is the lending rate/inetrest rate on loans
me:sir between 9.5 to 10.25%
m1: so,with the difference of one percent does bank profits
me: sir, the interest rates wat i have told are on fixesd deposits, but banks give only 4% of interst on savings accounts and no interst on current accounts.so if banks maintain higher CASA, banks can make profits
m1 :ok
m1: what is ur father
me: sir my father worked in apsrtc and got retired
m1:where r they staying now
me: sir,with me in hyd
mam:r u basically from hyd?
me:no mam, my native place is guntur, after my dad got retired they were staying with me
m1:married?
me:no sir
m1: r u ready to go anywhere u r posted,.......u told ur parents r retired and staying with u and they must be elderly
me: no sir, i dont have any apprehensions working in other places
m2 and m3 are silent till now
now m3 started asking from beginning, u have done ur mba in 2008 what were u doing till now
me: aswered again
m3: what r accounting principles
me: sir.... i dont have knowledge related to finance
mam interfered and said that i have done mba in hr
m3:ok hrd..
m3:what r ur subjects in mba
me:sir leadship and change mgmt,perfomance appraisal and counselling, strategic mgmt,industrial relations and labour laws etc.,
m3: wat r the recent hr practices that companies r following
me:(dont know the correct answer but made a guess) i-recruitments, hr outsourcing,etc
m3:what is the advantage of u to the bank
me:( firstly i didnt uderstand the question then he repeated the question)
He is asking why should bank take me
I thought for a while and said sir new recriutees come from different streams and bring with them fresh ideas and ...
m3: i m asking about u
me: sir , if u take myself , i have done b.sc and then mba (hr) and now banking
i can adapt to any field easily and i have fast learning skills.this would help me to accustom to the rapid changes taking place in banking industry
mam:ok ,u can leave
me: thank u, HAPPY PONGAL
they all smiled

So friends, this is about my interview, don't know what the result is. Your comments r welcome. All the Best to all.