IBPS PO III Interview Experiences

IBPS PO III Interview Experiences

Name : Sudhir Shinde.

Education : B.Com (Banking & Ins.)

Date : 2nd Jan 2014.

Place : Bank of Maharashtra, Fort, Mumbai, MH.

Friends...

I had My interview in Panel -I.

I had not brought my 1st Year & 2nd Year's Mark sheet, so they do not allowed me to interview till my friend brought my certificates from my home..after verification Finally i had my turn in Panel III about at 1.PM

I knock the door.. asked for Come inside..4 Members was there.Greeted them..

They asked the reason for appearing late for interview, gave the reason.

They had not asked about my self:

M1: What is BEP..


- I Gave the definition.
he gave me more information on BEP.

Again he asked, you have completed your Degree in 2011 & now its 2014.. what you did between this period..I gave answer that, i am currently working in Private Company.. they asked about my working profile & about company in which i am doing job.. (friends they will ask you questions on your current job or working experience in detail..eg. in my case i told i am working in company
which is engaged in import & export, so they asked me about L/C & Its type..).. i could not gave answer for its type..but then M3 gave hint about Inland & outland.

M2: who control the working of banks & how... gave answered about RBI & Its moneytory instrument..what are banks now days doing apart from its basic function..(his main focus on Bancassurance).
I gave answer that providing wholesale, retail, personal banking facilities, advisory functions etc.. but he was not Looking satisfied.( he was trying to give me clue on Bank & insurance)

M3: Asked me about 2 Rates.. i dont remember now & could not give answer too..
Then he asked about current ratio.. i gave answer Current Asset upon Current Liability.. he was looking satisfied now.. :)

M2: What is current Bank Rate: i gave answered..8.75%, who decide the same.. & what is bank rate.. gave proper answered as i was well prepared for banking terms..

M1: What are basic A/c Principals.. this was most easiest question but could not give answered first..but he then give clue, personal A/c..then i answered.. personal, real & nominal.. that was he wants to know.. M2 replied..

M1: Liability & assets side of Banks.. I gave answer...he then ashed about tangible & intangible assets.. give answer with hesitation.. current Salary Package.. I said 10, he replied you are getting nice package.. i said sir Its for Per month.. ( he was thinking that 10L per year...)

M4 had not asked a single question he just giving smile..i think he was just looking at body language & confidence level.

M1: Thank you..that's it.

I greet them with thanks & wished them nice day..

I am not satisfied with my interview, as i would give best than this..but I was prepared for Hard level questions & ignored simple one..


My suggestions for Friends : Friends.. Panelist were very cooperative.. they will give you clue, if you are trying to give answers..

Friends, prepare well for questions regarding your current working profile, as every colleague of my panel faced the same question in detail...No question on G.K.. but keep ready at least two political, Financial News & Headline ready..& don't ignore simple questions..as i did.. :)

And don't forget to keep with your self all semesters Mark sheet & every page, (if any) of document.

All the very best to all of you.. :)