Banks Special - Banking Awareness
1. As per Basel-III, Banks would be required to maintain capital Adequacy Ratio of ______ including Capital Conservation Buffer (CCB).
Ans. 11.5
2. SEBI Head Office is located in:
Ans. Mumbai
3. Which of the following are the targets for different categories of priority sector?
A) Overall target 40% of net Bank credit
B) Agriculture loans (direct and indirect) 18%
C) Priority sector target for foreign Banks is 32%
D) All of the above
Ans. D
4.In terms of section 19 of the RBI act 1934, the RBI has been prohibited from:
Ans. Allowing interest on deposits or current accounts
5. Budjet allocation for the rural housing scheme in the union Budget 2014-15 is ...
Ans.Rs. 8,000 cr
6. RBI allocating the funds from the subvention of rate of interest to Bank loans given to farmers by pledging their gold comes under ____________
Ans. Promotional function
7. Review of banks perfomance is one of the functions of _________
Ans. Superviosory functions
8. As per RBI order, against the certificate of Deposit, the _________
Ans. Loan cannot be granted
9. An order cheque in endorsed as "without recourse to me" by the endoser. This endorsement is known as
Ans. Sans recourse endorsement
10. Bank A allows one of its clients to withdraw against clearing of a cheque. The banker is called as:
Ans. Holder for value
1. As per Basel-III, Banks would be required to maintain capital Adequacy Ratio of ______ including Capital Conservation Buffer (CCB).
Ans. 11.5
2. SEBI Head Office is located in:
Ans. Mumbai
3. Which of the following are the targets for different categories of priority sector?
A) Overall target 40% of net Bank credit
B) Agriculture loans (direct and indirect) 18%
C) Priority sector target for foreign Banks is 32%
D) All of the above
Ans. D
4.In terms of section 19 of the RBI act 1934, the RBI has been prohibited from:
Ans. Allowing interest on deposits or current accounts
5. Budjet allocation for the rural housing scheme in the union Budget 2014-15 is ...
Ans.Rs. 8,000 cr
6. RBI allocating the funds from the subvention of rate of interest to Bank loans given to farmers by pledging their gold comes under ____________
Ans. Promotional function
7. Review of banks perfomance is one of the functions of _________
Ans. Superviosory functions
8. As per RBI order, against the certificate of Deposit, the _________
Ans. Loan cannot be granted
9. An order cheque in endorsed as "without recourse to me" by the endoser. This endorsement is known as
Ans. Sans recourse endorsement
10. Bank A allows one of its clients to withdraw against clearing of a cheque. The banker is called as:
Ans. Holder for value
No comments :
Post a Comment