Banks Special - Banking Awareness
1. The banks are in process to bring in biometric ATMs. These are specially aimed to address the needs of which category?
Ans. Rural customers
2. What do you mean by flight or capital?
Ans. Large no. of investors of a country transferring their investments elsewhere due to disturbed economic conditions
3. Fourteen banks were nationalised on 19-07-1969 as per:
Ans. Banking Companies ordinance Act,1969
4. Under PMJDY, every account holder will get a
Ans. Rupay debit card, Rs.1,00,000 accident insurance and Rs.30,000 for natural death
5. The phase II of PMJDY (15th Aug, 2015 to 14th Aug, 2018) covers .....
a. Creation of Credit Guarantee Fund for coverage of defaults in overdraft A/Cs,
b. Micro Insurance,
c. Unorganised sector Pension schemes like Swavlamban
d. a&b
e. a,b &c
Ans. e
6. How many times nomination in deposit account can be changed?
Ans. No such a restriction
7. BIS which has representative offices in Hing Kong and Mexico was established on 17th May 1930, where BIS stands for:
Ans. Bank for International Settlements
8. Which Indian is one of the Board of Directors in BIS ( Bank for International Settlements) ?
Ans. Raghuram Rajan
9. Basel-III Norms are to be fully implemented by ..............
Ans. 31 March 2019
10. What are the powers of RBI under section 35A of Banking Regulation Act 1949 for issuing
directions to Bank?
a. To issue directions in the public interest of banking policy.
b. To prevent affairs of banking company if it is detrimental to the interests of depositors.
c. To secure the proper management of any banking company.
d. All the above
e. Only a & b
Ans. d
1. The banks are in process to bring in biometric ATMs. These are specially aimed to address the needs of which category?
Ans. Rural customers
2. What do you mean by flight or capital?
Ans. Large no. of investors of a country transferring their investments elsewhere due to disturbed economic conditions
3. Fourteen banks were nationalised on 19-07-1969 as per:
Ans. Banking Companies ordinance Act,1969
4. Under PMJDY, every account holder will get a
Ans. Rupay debit card, Rs.1,00,000 accident insurance and Rs.30,000 for natural death
5. The phase II of PMJDY (15th Aug, 2015 to 14th Aug, 2018) covers .....
a. Creation of Credit Guarantee Fund for coverage of defaults in overdraft A/Cs,
b. Micro Insurance,
c. Unorganised sector Pension schemes like Swavlamban
d. a&b
e. a,b &c
Ans. e
6. How many times nomination in deposit account can be changed?
Ans. No such a restriction
7. BIS which has representative offices in Hing Kong and Mexico was established on 17th May 1930, where BIS stands for:
Ans. Bank for International Settlements
8. Which Indian is one of the Board of Directors in BIS ( Bank for International Settlements) ?
Ans. Raghuram Rajan
9. Basel-III Norms are to be fully implemented by ..............
Ans. 31 March 2019
10. What are the powers of RBI under section 35A of Banking Regulation Act 1949 for issuing
directions to Bank?
a. To issue directions in the public interest of banking policy.
b. To prevent affairs of banking company if it is detrimental to the interests of depositors.
c. To secure the proper management of any banking company.
d. All the above
e. Only a & b
Ans. d
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