Banks Exam Special - Banking Awareness
1.In the abbreviation BSBDA, BSB stands for what?
Ans. Basic Savings Bank
2.Prime Minister Narendra Modi inaugrated MUDRA Bank, to help which sector?
Ans. MSME (Micro,Small,Medium Enterprises)
3.Bank deposits are insured by which organisation?
Ans. Deposit Insurance and Credit
4.Which committee is appointed to review Governance of Boards of Banks in India?
Ans. P.J.Nayak Committee
5.Normally we come across, that farmers are given loans at reduced rate of interest. Read the following lines and answer the question.
The Interest subvention of 2% p.a. will be made available to ______________ on their own funds usedfor short-term crop loans up to Rs.3,00,000/- per farmer provided the lending institutions make available short term credit at the ground level at 7% per annum to farmers.
Ans. Public Sector Banks and Private SectorScheduled Commercial Banks
6.Additional interest subvention @3% will be available to the ____________ farmers from the date of disbursment of the crop loan to the actual date of repayment of crop loan, whichever is earlier, subject to a maximum period of one year from the date of disbursment.
Ans. Prompt Paying
7.Education Loans to individuals for educational purposes including vocational courses upto ________________ irrespective of the sanctiones amount will be considered as eligible for priority sector lending in banks.
Ans. Rs.10Lakhs
8.Where small banks and payment banks can operate?
Ans. Both the small Finance Banks and the payments Banks can operate all over India
9.The genesis of Lead Bank Scheme can be traced to the Study Group headed by Prof. D.R.Gadgil on the organisational framework for implementation of the social objectives, which submitted its report in _____________________
Ans. October 1969
10.To provide relief to farmers affected by __________________, the interest subvention of 2% will continue to be available to banks for the first year on the restructed amount. Such restructured loans may attract normal rate of interest from he second year onwards as per the policy laid down.
Ans. Natural Calamities
1.In the abbreviation BSBDA, BSB stands for what?
Ans. Basic Savings Bank
2.Prime Minister Narendra Modi inaugrated MUDRA Bank, to help which sector?
Ans. MSME (Micro,Small,Medium Enterprises)
3.Bank deposits are insured by which organisation?
Ans. Deposit Insurance and Credit
4.Which committee is appointed to review Governance of Boards of Banks in India?
Ans. P.J.Nayak Committee
5.Normally we come across, that farmers are given loans at reduced rate of interest. Read the following lines and answer the question.
The Interest subvention of 2% p.a. will be made available to ______________ on their own funds usedfor short-term crop loans up to Rs.3,00,000/- per farmer provided the lending institutions make available short term credit at the ground level at 7% per annum to farmers.
Ans. Public Sector Banks and Private SectorScheduled Commercial Banks
6.Additional interest subvention @3% will be available to the ____________ farmers from the date of disbursment of the crop loan to the actual date of repayment of crop loan, whichever is earlier, subject to a maximum period of one year from the date of disbursment.
Ans. Prompt Paying
7.Education Loans to individuals for educational purposes including vocational courses upto ________________ irrespective of the sanctiones amount will be considered as eligible for priority sector lending in banks.
Ans. Rs.10Lakhs
8.Where small banks and payment banks can operate?
Ans. Both the small Finance Banks and the payments Banks can operate all over India
9.The genesis of Lead Bank Scheme can be traced to the Study Group headed by Prof. D.R.Gadgil on the organisational framework for implementation of the social objectives, which submitted its report in _____________________
Ans. October 1969
10.To provide relief to farmers affected by __________________, the interest subvention of 2% will continue to be available to banks for the first year on the restructed amount. Such restructured loans may attract normal rate of interest from he second year onwards as per the policy laid down.
Ans. Natural Calamities
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